An **Australian Financial Services Licence** or **[[AFS Licence]]** is a licence that authorises its licensees to provide financial services to clients. This includes advising clients on financial products as well the trading, provisioning, and/or managing the financial products themselves. > *Financial products include things such as shares, bonds, superannuation, interests in managed investment schemes, life insurance, general insurance, derivatives and margin lending facilities.*<small> - *[[ASIC]], [Do you need an AFS licence?](https://asic.gov.au/for-finance-professionals/afs-licensees/do-you-need-an-afs-licence/), 2024-01-25*</small> Refer to https://asic.gov.au/for-finance-professionals/afs-licensees/ for more information.